Rule of thumb for 1099 income: save ~25-30% for federal + SE tax. Talk to an accountant before Q1 filing.
Set a timer before a private. If you don't tap "I'm safe" before it expires, your phone opens a pre-filled SMS to your trusted contact with your last-known location.
Everything lives in this browser only. Export a backup regularly (email it to yourself, save to iCloud).
PIN lock is off.
Used for the "set aside" estimate on the Spend tab. Defaults to 25% (rough 1099 self-employment estimate).